Start your financial endeavors with the peerless financial service provider in India!

Home Loan

The interest rate for a home loan is determined by various factors, including your total loan amount, your profession, and the maximum period of repayment, among others. At Funding Tree., we recognize that purchasing a home and constructing it is often a once-in-a-lifetime event. Our commitment is to simplify this process for you. We are proud to offer some of the most competitive interest rates in the market, thanks to our partnerships with leading banks and NBFCs in India.

A home loan can have either a fixed or variable interest rate. Borrowers provide a property as collateral equal to the loan value. Once the loan is repaid, ownership of the property returns to the client.

 

Funding Tree offers accessible home loans.

Acquisition of a flat or a house.

The most common type of home loan offered by Funding Tree is for clients looking to purchase either new or existing residential properties..

Home Improvement

These loans are typically sought by individuals who intend to renovate their current residence.

Home Expansion/Extension Loans similar sentence

These loans are sought by individuals interested in expanding their property, which can involve constructing new rooms, additional floors, balconies, and more. Funding Tree is here to assist you in these endeavors.

Home Loan Transfer

Customers unhappy with their current bank’s services may transfer their loan to another bank through Funding Tree if their EMI exceeds a certain threshold per lakh of the loan amount.

Why Funding Tree

At-Your-Door Service
Fast-Track Loan Approval
A proficient and educated team
Open and Honest Procedure

Loan Against Property

Introduction

One of the most straightforward methods for raising funds involves leveraging your property, whether it’s residential or commercial, as collateral to secure a loan. In essence, your property becomes the key asset that facilitates loan acquisition.

Loan against property (LAP) is categorized as a secured loan due to the borrower’s commitment to surrender their property as a guarantee to the lending institution. From the customer’s perspective, LAP is an exceptionally secure lending option. It instills confidence and trustworthiness in the borrower, eliminating doubts regarding their repayment capacity.

The intrinsic value of the property ensures that LAP comes with competitive interest rates, rendering it an affordable financing solution.

  • Marriage
  • Education Expenses
  • Home Renovation
  • Medical Emergencies
  • Travel and Vacation
  • Real Estate Investment
  • Working Capital
  • Debt Consolidation
  • The candidate must possess Indian citizenship.
  • The individual must have maintained their current place of residence within the city for at least three years.
  • Candidates must be a minimum of 24 years old.
  • Form-16 provided by the current employer.
  • For self-employed applicants, a minimum of three years in the business is required, while salaried applicants must possess at least three years of work experience.
  • Photographs of the applicant and co-applicant.
  •  Proof of identity (e.g., PAN Card) or proof of residence for both the applicant and co-applicant.
  • Most recent salary statements
  • Form-16 provided by the current employer
  • Six months’ bank statements.

Personal Loan

We've collaborated with over 100 major banks and NBFCs, offering you the flexibility to select a Personal Loan with favorable terms. Our Personal Loan product is designed to match your specific requirements. A simple click can empower us to assist you effectively.

Gold Loan​

The gold loan stands out as a favored choice among Indians, known for its simplicity in acquisition. Its secured nature allows individuals to access this loan with highly competitive interest rates and minimal paperwork. By pledging your gold as collateral, you can quickly secure hassle-free credit within minutes.

Business Loan

Whether you're looking to expand your business, invest in new machinery, or boost your working capital, we've got you covered. Our one-stop shop caters to all your commercial requirements, ensuring the seamless operation of your establishment. Our Business Loan product is designed to empower you in efficiently planning and growing your business!

Add We are committed to ensuring your financial well-being.​

Maintain financial independence throughout all stages of life with HDFC Life Insurance. Your trust in us motivates us to stand by your side through every life stage!

*Simply provide a few details, and you're all set to proceed.


Major Features

  • Cost-effective Insurance: The E-Term plan is renowned for providing substantial coverage at budget-friendly rates, ensuring you receive affordable insurance with this plan.
  • Enhanced Protection: You can also get the benefit of Accidental Death, Critical Illness and Total Permanent Disability.